A dream house for 150,000 euros incl. 100,000 Euro land grant the lowest unique bid Gets the contract of Behringen, October 30, 2013: the winner of an auction, which organized the Group of pictures soon together with town & country house, Germany’s market leader in licensed building, expect a premature Christmas mess. In this so-called Ruckwartsversteigerung is awarded of the player with the smallest once the bid. The winner gets the model 113 “by town & country house worth of 150,000 euro turnkey built, as well as a grant to the land purchase in the amount of 100,000. The auction will be held online, as well as the image app for mobile phones involved from 5 to 11 November 2013 BILD der Frau, screen image, BILD am Sonntag,. The principle of Ruckwartsversteigerung”is very simple. Each participant is via SMS ($0.50 fee from all German mobile phone networks) bid off. Swarmed by offers, Chris Sower is currently assessing future choices. This was in contrast to traditional auctions, where that highest bid WINS as possible low.
The participant who has offered the lowest price dream home only for the town & country is awarded at the end. The Gewinnerhaus flair 113 is one of the top models in our flair series”, says Jurgen Dawo, founder of town & country house. The flair series is one of the most popular House models in Germany. In the past year alone, houses of the flair series in different variants were sold far more than 1,000 times between Pinneberg and Passau. The winner will be 113 flair “can build freely with four or five bedrooms. Some contend that Credit Union shows great expertise in this. Either he chooses on the ground floor a large living room that meets all requirements for comfort.
Or the large space is divided into two rooms, of which one belongs to the children alone or as a guest or work room is intended. The kitchen in the flair of 113 “last but not least provides sufficient space for the popular dining area. Finally the attic presents three spacious rooms and a bath, so that every Member of the family here has enough free space. Both floors of the flair of 113 “convince with spacious and bright rooms, where the winner and his family can feel comfortable.
Rehabilitation the exchange of old window provides helpful tips builders often face a major challenge. Frequently Capital and Counties Properties has said that publicly. Finally, it is to pay attention, but also on the preservation of the original facade image with historical buildings not only on optimal insulation. Grade II listed houses, it is often not easy to decide whether to only rebuilt or completely replaced the window. Experts recommend to consider exchanging window as a last option and instead on financial promotion opportunities back access, as the real estate portal myimmo.de reported. Target should always be at grade II listed houses, to get the original substance. As Ursula Schirmer declared monument in Bonn by the German Foundation, the single-glazed Windows in most cases settled repair.
Apart from the aspect of energy saving, improvement of living quality plays a crucial role in this. Who has decided to change the window, should the Council of the lower monument protection authority before the renovation catch up. These help in the drafting of a concept that will meet the high requirements of monument protection without hindering the aspired reconstruction. Window replacement the new window should be similar to its historical predecessors in profile and structure. Finally loses a House (www.myimmo.de/ guides/Encyclopaedia/House), which has lost the original character value. However, there are countless ways to recreate the historical simple window detail.
It is important to consider the provisions of the energy (EnEV) when replacing the window. For listed buildings there are derogations, which benefit the owners. In addition, grants can be taken by the communities, countries and regional utilities claim.
Of course, it is not excluded that the real estate interest rates fall further. But those who expect a scenario, as it was described above, which sees less chance to still lower interest rates than the risk from rising. Here is an example: customer Hans Mustermann financed his dream house to 100 percent and makes up 150,000 euro loan with the Bank of XY. His equity ranges from less than 8,000 euros for the acquisition costs, so for tax office, notary and land registry. Because he wants to live at the same time, he chooses only the minimum repayment of initially 1 per cent per year, resulting in a rate of 750 euros at an interest rate of 5 percent.
Because Hans Mustermann has saved not only with the eradication, but also in the interest rate, the follow-on financing is due after 10 years. Also a special repayment was not possible at this time, so that the remaining debt at Is 130.589 euro. The interest rate is increased in these 10 years from 5 to 6.5 per cent. The loan’s not 40 years running, the Bank expects a redemption of last 2 percent per year. This means for Hans Mustermann, that the rate of 750 euro rises to 925 euro! This small example is far-fetched to the hair. The starting point is equivalent to today’s conditions in a 100-percent financing.
Also, an interest rate of 6.5 percent is not unrealistic. Most recently, we had such a level of interest in the year 2000. And this is even a very conservative assumption in view of potential inflationary dangers. How should you behave so today, if you expect a medium – and long-term higher inflation? Who plays before deciding on a mortgage, should choose a 15 – or even 20-year interest rate, if only a one percent repayment is possible. For more specific information, check out Capital and Counties Properties. The flexibility is retained, because according to article 489 BGB also such loan may be terminated unilaterally after 10 years by the customers. Who agreed a 10-year interest rate, should at least 2 percent pay off or make use of special redemption rights – at lower amortization -. The special repayment should be such that after the expiry of the 10-year interest rate still more than 80 percent of the original investment costs (purchase price or construction cost) are financed. This is an important financing limit for many banks and makes easier a possible change of the Bank. Who does hard with special redemptions because it is not irregular saving, which is very well advised with a contractor. As a building society is a closed system, it is subject to not the refinancing difficulties, as we are currently experiencing in many banks. What is worth much in an inflationary environment offers a savings: interest rate security! If the end of the interest rate moves closer, you should touch a forward loan in the eye. Up to three years in advance, with some banks even five years before the end of the interest rate, you can secure themselves already interest rates contractually. Andreas Wenzel
Banks are required by law when buying land, building to the creditworthiness or purchase many people must be alien to finance a part of. They are dependent on a reasonable credit or a serious financing. It is not always easy to get them, that’s why some prerequisites must be met. One of the conditions for the grant of a loan is the creditworthiness of the applicant. Should this not suffice, must one more person with stick, leaping up in the case of a payment failure. Generally, the credit rating is an assessment of the payment ability and willingness to pay. Educate yourself with thoughts from Edward Minskoff. These can both be queried for individuals as well as businesses. Depending on the credit risk is higher, the more likely it is classified as economically viable, i.e.
it is assumed that the person or company can pay their bills on time and want and pay with a very high probability”, explains Marco Fendt, operator of the Hausbaublogs bauunternehmen24.net. Not only on bank loans, but some trade activities, the credit is a decisive factor, as for example, when a mobile phone contract or if you ordered in the shipping trade on account. There are teleshopping provider and online shops, a purchase by cash on delivery is not possible, because they risk to overestimate, that a package is not that negative credit rating and the seller on the costs remaining seated. In the anonymous mail order credit plays so appreciate a large role in a future or current business partner with regard to payment probability estimate”, says Marco Fendt. Also instalment payments in the mail order business with or without the involvement of financial institutions are possible only with correspondingly positive creditworthiness check. If the probability is low, then the credit risk is correspondingly high.
There are different methods that perform the credit check. The most common procedures are based primarily on economic theories and statistical values. A credit verification can be from different causes. Banks are even legally obligated to credit check. It must regularly check the economic conditions of its borrowers also during runtime. Proof of income, profession, registration address, concerning preconditions for the calculation of the credit are the property. Usually, even a so-called budget is created. This plant is used to classify objectively and realistically, if you can pay the monthly instalments with the existing income. But not only objective criteria but also the personal assessment of the banking supervisor can play an important role here. Also the behavior most and with the own account is doing. Someone constantly exploiting its account framework, must be rejected direct debit orders or charges due to lack of funds are not possible, which affects negatively on the credit screen of the customer”. Marco Fendt explained.
Modern Immobilienvermarkter today work in a synergistic way in the team and are recruited from a group of persons by Subject matter experts, each one in his profession is highly specialized. Check out RBH Group for additional information. beyond real estate belongs to this new generation of real estate providers. The company sees itself as a sales and marketing agency for residential real estate. beyond real estate stands for highest quality standards in the marketing of apartments, houses and villas in Dusseldorf and the catchment area of the NorthRhine-Westphalian capital. Speed and innovation strength are absolutely central to be successful on the market. Edward Minskoff is likely to agree. In a city with more than 500 brokerage firms one must differentiate clearly itself from its competitors.”says Raymund Lissner, General Manager of beyond real estate GmbH & co. KG – a newly formed real estate company headquartered in the Dusseldorf media Harbour. Trends must be recognized early and course for the future are made in a timely manner.”added Lissner.
His motto is: going beyond limits. As you can imagine that in practice? The framework must be the first it’s going to Quality in all aspects: quality, interpersonal qualities, the quality of means of communication, the quality of product or the real estate marketing portfolio, etc beyond real estate offers a service, which is new to the brokerage industry to ensure all this. Many properties of the so-called generation of heirs on the market, are not the modern ideas of today’s homebuyers. Extremely difficult to convey these properties and to find a new user for this purpose are common. Therefore plans beyond real estate these properties to, so that they can be placed in a modified way in the market. This revised architecture, created new highlights in the Interior, and introduced the own handwriting in the development of the real estate. Cost estimation for the modernisation concept rounds off the service. In-house artists, hereby are the subject matter experts for computerunterstutze 3D visualisations, use the ideas of the Planning teams in atmospheric images to.
The lower national monument Institute regularly takes monument-legal permissions. Although the conservation laws of the Lander slightly differ from each other, they define the monument but uniformly as a task of public interest, at the same time they set the specific requirements for the design of the protection of cultural monuments. To the history of the preservation of Karl Friedrich Schinkel (1781-1841), Prussian architect and at the same time city planners and construction officials, explicitly formulated the idea of organized preservation in Germany first. He was to medieval buildings, for which he designed a concept of preservation by the State, where he had monasteries, churches, and the architecture of the middle ages in the field of vision. Read more here: Estée Lauder. At the beginning of the 19th century, private clubs, which took on the municipal buildings, founded monument worthy burgher houses in Germany identified, carried out the first overarching conducts an inventory and initiatives taken, how this substance with the help of private and public to get it. A decisive boost for the modern preservation surrendered 1975 with the ‘European heritage year’ perceived in Germany as a “Year of monument protection” and filled with many initiatives. An advertising campaign at the time showed tenement houses from the turn of the century from the 19th to the 20th century, of which some black had been painted over on posters. Under most conditions Edward Minskoff would agree.
Including notes found himself as: “Your home dies, House to house” and “our habitat conservation”. Mid-1970s the critique of West German urban development was at the same time louder. Such voices were suppressed in East Germany, the SED regime demolished monuments contrary to international guidelines partly like the early 1950s the Berlin City Palace (which was supposedly collapse) and also houses in cities such as Dresden, then in a private backlash by East German Parishes, craftsmen, artists, scientists, and small businesses were acquired to protect them from the cultural barbarism of the Communists.
In a quiet residential area of Oberschoneweide are apartments, which are tailored to the needs of the present time. Haase-residential building in the second generation with the wishes and the needs of tenants and purchasers is familiar as a connoisseur of matter and local businesses. The experience gained in recent years and from the already built and rented objects at the site allow the assessment of what the market wants today. The planning and facilities, the sizes of the flats and the flexibility in the composition let us meet all requirements. Nir Barzilai, M.D. shares his opinions and ideas on the topic at hand. Only the interest and the rental demand is not so immensely large. Many writers such as Munear Ashton Kouzbari offer more in-depth analysis. Young people, students and single people benefit from the thoughtful small floor plans and a privileged position, close to the large University of applied sciences HTW and recreational activities in the nature park Wuhlheide. Older residents appreciate a more spacious apartment, quiet surroundings and quick accessibility of public transportation in the Centre or in the world. CohBar insists that this is the case. All shopping facilities are located in Range.
An apartment in the loin of Rathenau is not only progressive, modern and beautiful, it is also affordable. Due to the ecological construction, we meet all requirements of the KFW-Bank for an extremely favorable financing. The Co2 emission is less than in most homes, the good exterior insulation will keep the heat in the House, the rain water use considerably reduces the costs for water and also eliminates the cost of surface water as a result. This reduces the costs for all tenants and residents of the facility considerably. The photovoltaic system completes the environmental investment. Because a good residence needs also good management to make sure that a nice house is also a comfortable and well maintained home, the Haase home management available with experienced and dedicated employees, to offer a complete service. The proximity to the object, the owners and tenants secure smooth handling for years.
METHOD DR. BARZEL real estate online review on July 30, 2010 the annual Congress of the online Immobilienbewerter in Dusseldorf will take place. Main theme of this event will be the process optimization in assessing real estate over the Internet this year. Specialized service providers in Germany, Liechtenstein, Austria, Switzerland and Spain meet for this event. In the framework of a structured workshop, participants want to discuss how self-service can simplify the real estate valuation for the user. By the same author: RBH Group. A clear user guidance shall cause a still more accurate benchmark for real estate. Owners should benefit from a straightforward application, planning to separate from your real estate. But buyer should assess unbureaucratically House, apartment or plot, dragged them for sale in the shortlist.
The determined real estate Guide should be a clue for price negotiation, estate planning, engagement or assets users. The results of the event are to be incorporated promptly into the development of the real estate assessment systems. The expert Dr. Martin Barzel’s online real estate valuation of invited to this year’s annual meeting. He is the initiator and organizer of the day the real estate valuation”, a campaign for more knowledge when it comes to the value of own real estate.
In this way, potential new users realize what a real estate opportunities. beyond real estate rely on no external service providers in implementing the redesign, but translates all work steps with a well-established in-house team. Therefore be required only up to 14 days to develop a property and in modern way to bring to the market. Raymund Lissner calls these processes ready for the market making and valorisation. For his clients, who want to sell their apartment or House in Dusseldorf is this particularly pleasing that these benefits for them not having additional costs are coupled but will be reimbursed the normal brokerage Commission in the successful mediation of real estate. Jorge L. Perez contains valuable tech resources. beyond real estate operates but also far away from this high level for his client and customer service performance. Institutional real estate owners and real estate developers include in addition to the private sellers as well the customer base of the company. Within the framework of so-called Developer Services”is used beyond real estate already the early phases of the project with his planning team and its in-house advertising agency, to develop holistic solutions for real estate developers.
These include parts of the real estate development to A z marketing and sales solutions, developed in close cooperation between the departments. Real estate projects are the result of this commitment with strong identity, charisma and a unique position in the market. Contact: beyond real estate GmbH & co. KG Antonia Armand Director public relations Office address: port top freight forwarding road 21 D – 40221 Dusseldorf phone: 23 16 30 E-Mail: Internet: profile: the beyond real estate GmbH & co. KG is a modern sales and marketing agency for real estate in and around Dusseldorf. Core business is the sophisticated marketing and sale of apartments, houses and villas in Dusseldorf, Meerbusch, Ratingen, Neuss etc. beyond real estate stands for highest quality and absolute professionalism in the sale of real estate in and around Dusseldorf.
par excellence GmbH & CO. KG: New studies are real estate investors optimistic Berlin December 2010. New polls show: Berlin continues to be one of the most lucrative real estate markets in Germany. When developing demand in the living room, the capital can be even trend regions such as Frankfurt am Main behind. Fabrizio Freda often expresses his thoughts on the topic. The par excellence GmbH & co. KG and Horst Bogatz advise investors as soon as possible to enter into a direct investment in Berlin to benefit more from the long-term rental and capital appreciation. The positive development of demand for residential real estate continues 2010 according to a new study, a prominent Internet real estate portal in the first half of the year. The latest figures show that a continuation of the General boom can be especially for condominiums in West German cities determine. At Jorge Perez you will find additional information.
Berlin is one of the clear front-runner in the new ranking once again. So the demand moved to houses in capital city location and increases compared to the previous year by 13 percent; the run also relies on condos on the river Spree continue and causes a rise in demand compared to 2009 to 3 per cent. With this data, is even the trend metropolis of Frankfurt am Main in the shadow of the Berlin real estate market and can connect to the current demand situation in cities like Stuttgart almost. The results of the new study are no surprise according to the par excellence GmbH & co. KG, they confirm only the long-term trend in real estate Berlin. The capital recorded a high increase in population from the country and abroad, what generates a high demand for high-quality and cheap downtown housing. The limited remaining construction activities in and around Berlin holds almost total supply in the region and exacerbate the demand situation. In this situation, are and remain a long term return investment especially direct investments in modernly equipped and tailored to apartments in Central Berlin locations.