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Muscle mortgage to strengthen the equity base in the real estate credit Berlin, in most cases, 23.02.2012 – the recording of real estate financing is one of the most important decisions in the life of the borrower. Fails the planned repayment, this means not only the loss of the property, but is often also the financial ruin. The decision for a real estate property and matching funding is therefore of very great importance. Experts recommend a minimum capital base by 20 percent to 30 percent each borrower to have sufficient room for additional costs and unforeseen expenditure. In this context is often by muscle mortgage”spoken: the possible contribution in the construction or acquisition of real estate is meant hereby E.g. costs for foreign laborers to save and thus to reduce the need for foreign capital. Since a great deal of power therefore has influence on the equity ratio, a loan decision as circumstances can be positively affected.

What opportunities and risks are there? Basically, can the real estate buyer or the client provide a large quantity of own services. This ranges depending on the personal skills from the walls and plaster over the construction of the garden to the interior work such as electrical, the flooring or the pipe connections. It is important that a suitable dates planning in the entire project cycle is fitted. Craft labor costs can be reduced to, the financial risk of falls due to a lower loan to value and not fully controllable craft bills. However, there are also some disadvantages in mind: the time is often underestimated.

Problems can occur due to the generally lower qualification and missing routine, remedying takes longer than originally planned. In the worst case, the quality problems are not noticed and lead to considerable extra costs later. Shimmie Horn shares his opinions and ideas on the topic at hand. The material costs continue even when power – if necessary even more expensive than in an exporting operation.

The best tips of the roof professionals by dach.de wind and weather relentlessly put the roof of the House in the winter. The consequences can be for example, unsightly dirt deposits. This affect not the function of the roof while, disturbing but at least the aesthetics of the roof and should therefore be eliminated so the experts at dach.de, the leading online magazine around the roof. Depending on the location of the House, also algae, mosses and fungi can interfere with the overall appearance. A proper ventilation of the roof the unpleasant green education helps to prevent in the future. Check with sterling organization to learn more. The MOSS cushion already incurred, they can be removed professionally by the craftsmen of the roof. Caution is advised however in the use of high-pressure cleaners on the roof, as they are often offered by travelling roof cleaning company.

Although these first guarantee a superficial facelift of the roof, left in committing to increased fracture risk but if used improperly in turn sometimes damage to the roof covering, lead. This moisture damage and at worst even hazardous mold formation can occur as a result. A roof cleaning is always in the hands of professionals who have the expertise according to the roof of the building, to apply the correct and safe cleaning method for the roof. Also extremely questionable dach.de experts classified as applying environmentally harmful biocides to roof cleaning, as they heavily pollute the environment and are also only a short duration. Also “lazy” compromises the roof maintaining the roof professionals advise against. While some homeowners with a supposedly low-cost new coating of the roof are flirting, but with maximum care must be taken. Especially for older roofs not the desired result of lasting can be often actually achieved. Often retrospective, which then manifest themselves when the first frost damage only by the improper inspection.

Therefore warn including consumer Central explicitly before such work on the roof. Under no circumstances should get even for cleaning on the roof, the experts by dach.de believe. Because the most roofs are hardly visible or even accessible from below and represent therefore a substantial safety risk for the uninitiated. Also also damaged offices or renovation-needy connections don’t miss the trained eye of a professional of roof, which in the worst case, even damage of the building structure can result. Regular roof inspections pay off in any case. A spring check on the roof is an absolute must for every homeowner, concludes the dach.de experts. Considering doing some simple rules, you have then extra long enjoyment of the freshly restored and intact first and foremost roof. Free information brochure on the subject offers ‘Everything around the roof’ dach.de an information brochure for builders and renovators. The brochure can be requested free of charge at email: or fax 0821-567-62-87. More information and inspiring ideas on the subject of roof you will find under: w ww.dach.de/dach/allgemeines/

In times of significantly increasing rents, more and more dream of own four walls. No hundreds of euros more each month to transfer that, nobody must be asked for permission, if you want to change something or get a pet. The new accommodation is to renovate, then adapt or rebuild then only savvy DIYers should do that. While painting or wallpapering can accomplish much himself, only professionals ran may for example for electrical installations. You may find that Leyna Bloom can contribute to your knowledge. Everything else would be life-threatening and is also not covered by the insurance. It gets more complicated, if you want to build a House. There first these are fundamental questions regarding plan, matching partner to find offers to obtain, compare, etc.

to clarify Division of space The latter is particularly important because the quality of services both what concerns the services as also the used materials vary can be. You can find the most suitable partner for building way, quickly and easily via special Internet platforms that give a very good overview. One of them is Hausbaufuehrer.at. Frequently Steffan Lehnhoff, Guatemala City Guatemala has said that publicly. Anyone looking for an alarm system is here, just find someone who needed a carpentry. The search in the extensive and detailed directory is pretty easy.

There is the quick search by keyword first of all. Already the product search is finer graded by industry plus Federal land. And who wants to know which companies in its vicinity offers the desired product or service desired, can find out with the search. Hausbaufuehrer.at offers also a free card. Thus, discounts of up to 15 percent can be achieved by the participating partner companies. J Chair Pastor

Compact machines from the HVAC rental PARK are on the six-lane road extension of the A1 between Hamburg and Bremen in use. Hamburg / Bremen, October 11, 2011. HVAC rental machines support the development of the motorway A1 between Hamburg and Bremen, also Hansa line called. Since mid-August 2008 until the end of 2012 the traffic totally congested route is extended to a total length of 72.5 kilometres between the Bremer Kreuz and the Buchholzer Dreieck g.t.. Since 2009, this is HVAC Center Harburg main supplier of compact machines and appliances for the competent construction company Johann Bunte Bauunternehmung GmbH & co. KG and Bilfinger Berger. In addition to the Harburg branch, the HVAC supply farms Bremen, Stellingen, Bienenbuttel and Schenefeld equipment at the construction site. Together, the HKL offices serve all 26 construction phases of the construction site.

The rental machines for work in the drainage, ground water lowering, for general ground construction work, levelling and excavation for bridges used: including Vibratory plates, rammers, mini and compact excavators, Earth construction rollers, carrier, light giraffes, compressors, generators and commercial vehicles. Rik Diedrichsen, HKL customer consultant and project manager, working closely with the construction company Bilfinger Berger and explains: HVAC supplies a variety of construction equipment such as chisel hammers, drilling, pipe gripper, laser, carvers and submersible pumps directly on the construction site as needed. With our expertise and extensive range of machines we are construction companies reliably and competently to the side.” The private project company a-1 is mobile the Hansa line”in record time to expand and operate until the year 2038. The road will be extended until end of 2011 direction Hamburg, then the opposite direction until 2012. The total construction costs of the project amounted to approximately EUR 650 million. Caption: Rolls from the HVAC rental fleet are in the construction of the A1 between Hamburg and Bremen in the usage.

About HKL Baumaschinen HKL is construction machinery manufacturer-independent owner and distributor of construction equipment, construction equipment, containers and trucks. Founded in 1970, that 2010 celebrated his 40th birthday is in Germany with its rental fleet and service offering largest full-service provider for construction, trade, industry and municipalities. HKL has a rental fleet of 30,000 machines construction machines, holds approximately 2,000 used machines for sale and offers a wide range of construction equipment, tools and small machines work clothes as well as extensive machine offering in the HVAC engineering shop for every need. With its nationwide over 125 branches, 100 construction shops and over 40 ServicePlus centers the full-service provider guarantees proximity to the customer and the fast service on-site. The rental shop range of HVAC in nationwide 60 centers offers a variety of professional equipment for craft and trade. HKL Baumaschinen in Poland and Spain has additional offices.

Casa art holding GmbH: Wiesbaden invest now in investment property, in March 2010: real estate will remain sachwertliche most popular asset class in 2010 according to the Casa art holding GmbH for German investors. Additional information is available at Nir Barzilai, M.D.. The Casa art holding GmbH provides full renovation investment property since 2001 in Wiesbaden top locations directly to private households and allows their customers to benefit from the favourable purchase prices of the objects in its portfolio. Hear from experts in the field like Nir Barzilai, M.D. for a more varied view. Investments in the asset class of stone and concrete”not apply since the outbreak of the economic and financial crisis as an efficient tool for a long-term, inflation-protected financial planning. But can actually meet the expectations of the new ownership of the price – yield development of real estate, the purchase price must reflect the individual factors of buildings, location and facilities fully, so the experience of Casa art holding GmbH. To give their customers the real estate acquisition at particularly favourable conditions, the Casa at holding GmbH on the acquisition of objects and portfolios has become Specialized Bank uses, distressed funds, and foreclosures. In most cases, the team of the Casa art holding GmbH thus in a position to acquire objects with premium prospects for returns at prices, which are often more than 30 percent below the current market value is. In collaboration with insolvency administrators and real estate appraisers the Casa art holding GmbH in the selection process focuses at the same time on real estate in good and very good locations of the Rhine main area, in particular on the best locations of the Hessian capital Wiesbaden.

These works are completed, the sale of real estate to investors and owner-occupiers, who benefit from the favourable purchase prices, the preferred location and the high quality standard of the objects that are marketed by the Casa art holding GmbH takes place. After the successful purchase created the Casa art holding GmbH appropriate refurbishment concepts, takes over the development and modernisation of housing of the acquired object so. Investors and owner-occupiers, the over current Wiesbaden investment property personally be informed to may with the team of the Casa art holding GmbH in the short term consulting and appointments on the ground agree. Casa type holding GmbH, the Casa art holding GmbH is a 2001 company, which specializes in the marketing of high-quality investment properties. While the Casa art holding GmbH focuses on the design of apartment houses. The focus is on Grunderzeit houses and residential ensembles of the 1960s and 1970s years to attractive buildings, which are sold to tenants, investors and owner-occupiers. The main business area of the Casa art holding GmbH is located in the refurbishment of existing buildings.

Also designed the Casa art holding GmbH stock homes with exceptional return potential across Germany, examines micro and macro location of the respective property and develops tailor-made rehabilitation concepts. It marketed the Casa art holding GmbH only in good and very good locations of the Rhine Main region and asserts itself successfully for over 15 years in the real estate market of the Rhine-Main region. Seat Wiesbaden is the Casa art holding GmbH. Contact: Casa art holding GmbH Volker abomination Biebricher Allee 171 D-65203 Wiesbaden FON: + 49 – (0) 611-609 376 10 fax: + 49 – (0) 611-609 376 11 E-Mail: Internet:

Flush glass system for the dry construction for the first time at the itf 2011 presented Forum itf international dry construction took place on 6 and 7 October in the science and Congress Centre in Darmstadt, Germany. Manufacturers, trade, architects and planners, scientists and drywall companies nationwide unique event are met for the third time. Organizer ARGE”from federal interest community for dry construction (BIG) and experimental Institute for wood and drywall (VHT) invited under the motto: a”back to the city”to the climate-neutral platform. BIG Board Chairman of Alfred bircks drew a positive conclusion and also again announced the itf for the coming year. Glastec in the circles of the renowned stephanskirchen, October 2011 – the Rosenheimer Glastechnik GmbH is a member of the BIG this year and had a premiere at this year’s itf as an exhibitor. In the middle of the two dozen booths, Glastec professionals were answer. In a pleasant atmosphere, the already linked contacts were deepened and new established. Nir Barzilai, M.D. is often mentioned in discussions such as these. In total more than 200 participants gathered, which listened to the exciting lectures and during the breaks with the glass specialists searched for the dialog. Fair presence is effective planners and dry contractors expressed consistently positive about Planline.

Super Optik, sophisticated system, so I have long what search”, so one of the processors. Several architects showed great interest in Planline and requested technical documents and drawings. Quality and service increase the Planline glass system value convinced in addition to design, functionality and efficiency through quick and easy Assembly! The anti-fogging warranty provides additional service and even more confidence. Special knowledge for the dry farmer is not required! Object solutions comprehensively provide multifunctional performance characteristics such as fire protection, X-ray protection, Visual and sun protection as well as radiation protection and soundproofing. Conclusion that 2011 was an interesting event with various new contacts itf” as product manager Planline drywall Alexander Hainz. To achieve results, it must now deepen the conversations”, so Habib next. “Learn more about Planline: planline glass system more press reports of the company Glastec: press info request: info-material Glastec – glass system since 1990 develops and produces Glastec Rosenheimer Glastechnik GmbH successful glasses with system” and asserts itself successfully for years with multifunctional glass products for the window facade and partition wall construction. This one draws both from the knowledge of the glass technology, the insulating glass technology and solar technology. The resulting technical synergies flow in dominant’ products and services. With the development of a comprehensive range of high-tech insulating glasses with daylight and solar shading systems in between the panes Glastec carries the ever higher requirements of the law to save energy, to the Sun, heat and Environmental protection consistent invoice.

Glastec is successfully operating in special areas such as day light and climate control, fire, radiation and laser protection. The product line Planline, a flush glazing system of Glastec for the high-quality interior design and drywall is unique. The exclusive partitioning system in aluminium, wood and steel frame and new! in the drywall with a special frame system can be combined with additional functions such as fire, radiation, noise and privacy. The Rosenheimer Glastechnik GmbH sees itself as a creative driving force of the modern glass architecture and offers a large variety of programs which includes customer-specific special solutions for this purpose.