Goodbye dispo! smava.de helps avoid usury new study of the Stiftung Warentest: German banks demand too high dispo interest smava action interest rate of 2.99 per cent ideal solution for debt restructuring to the dispo is already a quarter of smava loan projects Berlin serves the rescheduling, 17.09.2010 in their current study the Stiftung Warentest released a shocking picture: who overstays his or her account and takes a credit claim, will be punished financially with a lot at high interest rates. And with a European interest rate of only 1 percent of (ECB). Even more evident: the time is ripe for a smart alternative to the credit. But what can do bank customers who overdraw their account? smava.de recommends a 3-steps strategy: who slips in the disposition, always try to restore the funds. For this, mostly changes in consumer behavior are necessary. Starwood capital is likely to agree. If this is not possible, customers of a bank draft should reflect. As the Stiftung Warentest’s study shows, offers the market large game rooms.
The debt restructuring is offered as a third way. Who wants to replace his dispo, takes on online credit marketplace as smava.de good conditions that are more favourable than the disposition of loans. This price-conscious and smart consumers will benefit from the favorable interest rate action at smava.de. Germany’s largest online credit Marketplace offers all new customers a uniform effective interest rate of 2.99 per cent until October 15, 2010. So is the ECB smava far below the Standard Bank conditions and only about two percent higher than the interest rate. With a maximum loan amount of 2,500 euros for a period of 36 months, the smava offer is specifically tailored to the needs of planning Ablosern.
Each client can the smava loan calculator on + Kreditrechner.html calculate, smava is as cheap as compared to the expensive overdraft. The smava interest of action is the ideal way for all bank customers who want to balance your account in no time. smava.de offers unbeatable conditions and is a fair partner on the way from the expensive dispo”, explains Alexander Artope, co-founder and Managing Director of smava.de. Smava.de is Germany’s leading online marketplace for cheap loans lending promoted with over 35 million euros. A quarter of credit projects serve the debt restructuring. In addition to fair credit conditions, offers a high level of transparency and security. Already for the third time in a row, the Stiftung Warentest has smava therefore positively assessed. The provider smava the concept is true”, urteilten the financial professionals (last 11/2009). Smava, smava.de is Germany’s largest credit exchange and offers an online platform where they can make money directly to each other for borrowers and investors. smava is get the smart alternative to banks, because they share the common banking interest margin and better conditions for borrowers and investors. Borrowers benefit from low interest rates and the possibility to settle their credit at any time free of charge. Investors benefit from a higher rate of return than interest in other forms of investment. In addition, investors receive a social rate of return, since they determine when smava itself, what projects they support. The smava GmbH is a German company headquartered in Berlin, which was started by an experienced management from the financial and Internet area. More information at or. Press contact: Zucker.Kommunikation team smava Tel: 030/247 587-0 fax: 030 / 247 587-77