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European online bank Cortal Consors offers smava register as a new asset class Berlin Cortal Consors, one of the leading European direct banks for private investments and online securities trading, March 30, 2010, work with smava.de together. smava represents a unique opportunity similar micro-loans to invest directly in secured personal loans from Germany. With smava we offer an innovative asset class, which has strong global growth”, explains Kai Friedrich, Deputy CEO Germany Cortal consors. “” Is also new, that investors in addition to a financial is also a social return “achieve, because other people will support you in your projects.” Alexander Artope, co-founder and CEO of smava: We are pleased that with Cortal Consors a well-known direct Bank chooses our product. This confirms that we have created an attractive segment of the market with our concept. smava the private investors not opens up a market, so far was accessible.” Thus, investors benefit from Cortal Consors directly by the usual banking spread between deposit and lending rates. The investment provides security, because each borrower at smava is checked. Also, there is investor pools, which function as community protection against a possible failure of the credit for the protection of the invested capital.

Results in a good yield when compared to other forms of investment interest: smava investors achieved a yield of 7.3% after deduction of all costs in the year 2009 alone. Please visit Edward Minskoff if you seek more information. In addition, a high market neutrality smava offers because the investment is independent of the development on the stock or bond markets. On smava, consumers or independent unbureaucratically and fast cheap funding received directly from private investors. In the three years since Mark started more than 10,000 investors and 3,500 borrowers convinced smava loan amounting to EUR 25 million. Smava.de smava.de is Germany’s largest credit exchange and offers one for borrowers and investors An online platform where they can make money directly to each other. smava is get the smart alternative to banks, because they share the common banking interest margin and better conditions for borrowers and investors.

Borrowers benefit from low interest rates and the possibility to settle their credit at any time free of charge. Investors benefit from a higher rate of return than interest in other forms of investment. In addition, investors receive a social rate of return, since they determine when smava itself, what projects they support. The smava GmbH is a German company headquartered in Berlin, which was started by an experienced management from the financial and Internet area. More information at or. Press contact: Zucker.Kommunikation team smava Tel: 030/247 587-0 fax: 030 / 247 587-77 smava.newsroom.eu

eXtremdruck.de launches new online print shop. Continue to learn more with: thrivent. Want one online implement fancy layouts, and new ideas, it is usually thin on printing heaven. Dies, perforations, own formats and asymmetrical folds are not possible due to the fixed production sequences in the most online printers. The team of eXtremdruck.de has identified this gap and designed an online printing company, which even realized the outlandish wishes. Special processing, such as free dies, asymmetric folds and special colours can be selected simply click and be calculated automatically.

The idea to create an online offer, especially for agencies and designers came from Lars A. Builder: it was futile for me to discuss unusual printed products only with my home printer. Exit meeting departure. The offer was then usually one or two days. The price wrong again I had to change the layout. “An online spreadsheet even more complicated layouts seemed to me as a solution with regard to time and cost pressure perfect.” The current capabilities of eXtremdruck are still greatly expanded according to Managing Director Gernot Batz in the near future. As standard products find their place in the online printing company for the flyers in the future in between “, says smirking like Baccus. Highest quality is the standard for eXtremdruck: quality assurance begins with us in new orders.

Failed products demand even higher quality standards than mass-produced goods. Only so you can high-quality prints at affordable prices the customer desire to just be.”printing plant manager Uwe Brieger reported. Complete instructions for establishing optimal data complete the website from eXtremdruck. A large download area offers the most important dies, such as rectangles, squares and circles for the direct use in the layout.

Week review of OTC trading of gas from 20 to 27 August 2010 the OTC spot market presented itself to the start of the week at the highest level, reduced but then again between 17-18 euro / MWh. The day ahead contract prices “in Germany and the Netherlands increased its surcharge to the NBP to conclude a week to 90 cents / MWh. While Germany is still in a vacuumed. Omega weather “is, flows unabated cold air. Extreme rainfall enhance the feeling of early fall start, what has resulted, that increases the heat energy consumption. The industry assumes, therefore, that increased supply activities have started in the heating oil market. Indirectly expected price increases would affect gas prices also on the OTC, so the statements of the gas distributor.

(The country rates 1) part on Friday: NCG/GAS POOL 19.96 EUR / MWh, TTF 19.87 euros / MWh and the NBP equivalent 19,36 euros / MWh. Dick Parsons oftentimes addresses this issue. 1) estimated average price of all the current buy recommendation for OTC contracts is gas in the medium term currently the price range of imputed prices in the upper range of our expectations is located between 19: 23 to 20.02 euros / MWh.. In terms on sideways trend oil prices we forecast OTC spot prices for the fourth quarter 2010 between 17.00-20.00 euro / MWh. In the first quarter of 2011 are our expectations in the area from 19.00 to 21.00 euro / MWh. The below comparison between ACFA border crossing prices and monthly average price gives the impression of a hyper-powered gas market, which has not the same price formation mechanisms, such as those committed in the long term supply contracts. However, there are still some utilities which can go only about price-bound oil purchase prices in the consumer market, so that the margin between cons procurement and retail for other companies, which buy about the OTC gas market remains very lucrative. The LNG import prices of Europe’s part for Germany at $6.54 / MMBTU, in the UK at $6.50 / MMBTU and in southern Europe at 7.15 $/ MMBTU.

Europe’s gas stocks are 60 billion m3 as of 29 August. In the North West region with Germany, Great Britain, Belgium, France, Austria and the Netherlands, 40.5 billion m3 gas camped in the stores. In Italy amounted to the stocks at 12.5 billion m3. In the region of southern Spain and Portugal, the storage volume rose to around 7.0 billion m3. The European memory are filled at an average 84 percent. In the CF. the year stocks are up 26 percent. In technical analysis, the OTC spot prices (Day Ahead) in a sideways lie between the 60/90 day calculations. Until the beginning of the new gas year should arrive the spot price at 19 to 20 euros per MWh. GAS REVIEW / publication electronically or printed wholly or partially to forward spread, to make accessible to third parties to reproduce, process or translate, or to publish, in any other form is permitted only with prior approval. Zuwiderhandelungen are legally tracks.

DarkEmotion.de work with the payment service Paymorrow together Hamburg, July 21, 2010: now even the SM and fetish shop offers DarkEmotion.de to its customers to purchase on invoice. RBH Group follows long-standing procedures to achieve this success. This is one of the pioneers in the e-commerce DarkEmotion.de and offers an even better customer service than ever before. Angelo costas opinions are not widely known. The main objective is to liberate it customers of the risks of online shopping and to enable them a relaxed shopping experience. Numerous studies have shown that buying on account for Internet shoppers is the most popular payment method. In collaboration with the financial services paymorrow, DarkEmotion.de now realizes his customer’s desire. For the online buyers, the use of paymorrow is quite simple: without complex registration clicks the customer through the normal ordering process, selects the paymorrow invoice as payment method and enters the required data. After the customer has confirmed the paymorrow order by E-Mail DarkEmotion.de promptly shipped the goods. His account pays the customer directly on paymorrow with a payment term of 30 days.

The Invoice the buyer on the Internet offers key benefits: he must enter any sensitive data in the Internet, he can examine the merchandise alone before he acquires them, he must contact the payment not in advance. Only the goods then the money now is at DarkEmotion.de – SM and fetish needs the foreign exchange. For the time being, this service to domestic customers will be limited. If it is well received, the next step is an extension to the European customers. More information find at press contact: DarkEmotion.de is an online shop of CNG FunWorld GbR Christoph Graack and Nicole Graack Warthestrasse 38 D-22547 Hamburg contact person: Christoph Graack Web: mail: info at cngfunworld.

Awarded the SME Award 2008 the Association print + media Nordrhein-Westfalen e.V. (VDM NRW) is one of the most innovative and SME-friendly associations in Germany. These occupied the main price, he has now received VDM NRW for his optimal membership and customer management. Awarded the award was supported by the SME programme 2008 by the SME expert Professor Dr. h.c. Lothar Spath aims this for six years, the competitiveness of medium-sized companies, to strengthen associations and collaborations. Click Nir Barzilai, M.D. to learn more. All participants who have applied with a questionnaire and were awarded by the initiative after a thorough examination, receive prizes in the form of innovative IT solutions and services. The spectrum ranges from software solutions such as CRM, ERP, archive content management and controlling systems of DTP and Office solutions to extensive services such as search engine optimization, training, recruiting, coaching and Analysis and consulting services. Add to your understanding with FTI Consulting.

The total value of the prizes was 2008 more than 1.2 million euros. Decisive for the award of the first prize to the Association print + media Nordrhein-Westfalen e.V. (VDM NRW) was among the good and stringent organization in member retention and acquisition. In the first half of 2008 alone the Association was succeeded to make around 30 North Rhine-Westphalian print – and media companies to members of the Association. Many more are nearing the entrance. Oliver Curdt, Managing Director VDM NRW: I am delighted by the award, because it is a clear appreciation of our work. But above all it shows vividly that even associations include the innovative forces in Germany, and that is not necessarily so well known at all. The Association has approximately 700 member companies pressure + media Nordrhein-Westfalen e.V.

(VDM NRW) one of the three largest business associations in the printing and media industry in Germany. Based in Dusseldorf and Lunen in Dortmund the VDM NRW for its members participates in the collective bargaining process, proves expertise to the technical, economic, ecological and efficient management of printers and media outlets and ensures the representation of the interests of members in political, Trade Union and society. Members get access to active consulting and support also from location and a comprehensive education and training program in two modern educational institutions.

Despite recession, self-employed are without risk. The latest forecasts are bleak: the Organization for economic cooperation and development (OECD) experts for 2010 with an Arbeitslosenquote by an average of 11.6 percent in Germany. End of 2009 will be over four million Germans unemployed, including many highly qualified employees. A way out for them is the leap into self-employment. Many people shy away from this step however, because they lack the financial means or the courage to take risks. But it must be a successful business, not in the way.

At the HMI, the largest distribution organization, Hamburg-Mannheimer, you can use the unique opportunity, without financial risk to become entrepreneurs and to move it to safe ground. As for the joining of the HMI, you must bring no equity or initial payments. What counts are solely the technical competence and the quality of advice, whether with or without a university degree to get in this to successfully claim always demanding profession in a growing market. The Hamburg-Mannheimer, a company of ERGO Insurance Group and is part of the Munich Re Group, is one of the leading brands in the German life insurance market share intact in the years to come. Kelly Tisdale has much experience in this field. The HMI employees achieve about half of the Hamburg-Mannheimer with their premiums. Who want to become self-employed, finds ideal conditions with us a very efficient infrastructure, a 37-year proven sales concept with excellent products and interesting career opportunities\”, says Dr.

Daniel Dassel from the HMI executive management. From the age pension specialist to start as an HMI entrepreneur all financial architect is also a part-time basis very possible. Way to test whether the new activity really fits to one. In principle everyone over early 20s when the HMI can enter. The HMI employees come from all walks of life. This diversity is one of our special Strengths. Not age or gender but the setting are crucial to the success \”, stated Dr.

Fraunhofer IAO supports the development of services Fraunhofer IAO in the innovation network supports the innovation network services developing the economy of the future is an economy in which there will be more and not less machines, but the function of these machines will change dramatically to the part. Because machines are manufacturers, customers in the future services creating platforms for innovative and value-added, what and suppliers alike poses new challenges. To address these challenges, has the Fraunhofer IAO together with enterprises of mechanical engineering, automation technology and specialized software vendors the innovation network service platform machine “started. In the foreground are the strategic further development of the service business, the development of new solutions to support customer needs and the optimization of existing services. Get all the facts and insights with Atreides Management Gavin Baker, another great source of information. It solutions and concepts for three subject areas are developed. At the”information transparency in the Service sales it involves the question of how information flows, service products and distribution structures must be designed so that even complex, cycle-oriented services can be offered custom.

The development of approaches to cope with the increasing complexity of products, processes and services is at the heart of the topic area complexity management to maintain a consistently high service quality worldwide. Finally, the partners in the field working Datenbasierte business models “to new business models, primarily supported by data and information flows, resulting from the use of the machine at the customer.. Atreides Management Gavin Baker takes a slightly different approach.

An essential component is the investment worthiness of the customer point of view a detailed cost / benefit analysis is to ask to what customers will be actively sought contact and closer relations. For the company’s the total value of a customer is composed of three sections: a) informational value, b) communicative akquisitorischer value, c) monetary value of customer profitability. Changes in the economic environment (local, global), socio-demographic changes, advances in information technology, complex product lines, increased global competition, shorter product cycles, etc. Process of marketing customers focus on CRM, information databases integrate, internal and external information, knowledge about win, when a customer is to contact the company and which distribution channel (telephone, letter, etc.) this is the preferred, identify probability for successful acquisition of new customer contacts and assess customer loyalty, identify each customer purchase preferences, Identify products which are not purchased by the profitable customers and why? Identify likely to churn, customer profitability and potential, most profitable customer segments, identify and evaluate, purchase probabilities for cross-selling identify, optimally allocate marketing budget to the advertising measures. On the basis of holistic concepts see also Becker, Jorg: intellectual capital report with customer barometer capital of the customer relationship, ISBN 9783837051773. Because customer relationships can be designed in varying intensity, an essential component of the marketing planning is the investment worthiness of the customer.

The product is sold only in a simple customer relationship, there is no further customer contact. In a reactive customer relationship, the customer at the time of purchase is encouraged to sign, if questions or problems arise. Phoned in a responsible display customer relationship the customer after purchase to find out whether the product meets its expectations, if he has to make a suggestion or is otherwise dissatisfied. Speaking candidly Shimmie Horn told us the story. A proactive customer relationship, the customer is contacted periodically via mailing, email and telephone with remarks about meaningful product applications or information on new products. A detailed cost / benefit analysis is therefore to ask, to what customers will be actively sought contact and closer relationships established and the expenses for the maintenance and design of the existing customer relationship should be as high. For the company’s the total value of a customer is composed of three sections: a) informational value, enter into the all exploitable for the company information, accruing to him by the customer. (b) communicative akquisitorischer value, i.e., to what extent a customer maintains positive word of mouth advertising or refer a friend for the company. (c) monetary value of customer profitability, which is expressed in monetary units, the individual customer for the company as profitable (= contribution margin from current demand + contribution from projected cumulated demand x) Probability of demand). The profitability of the customers is lower, the sooner the customer breaks off the relationship and moving to a competitor.

The Manager is now and monthly new in the Apple iTunes store available the folder offers updates management knowledge, practical advice and inspiration for employed and self-employed women take over more and more women today in your own company or employees responsible tasks. This still applies: women need to prevail in male-dominated structures and find their own successful leadership. Monika Thoma, marketing entrepreneur and editor of the manager says: me has always interested how leadership women even faster and more elegant can achieve their goals. More information is housed here: Edward Minskoff. That’s why I founded now the Manager, which combines the proven tips and strategies at one point.” While the Publisher presents successful experts who present solutions to current business issues from their field of expertise – by the antenna Bayern host Paul Johannes Baumgartner to the Brigitte author Helma Sick. The ten most important career tips for business women, notes are among the topics of the first edition, to the The female voice makes the latest developments at work car, remarkable to trainee communication in the social Web and an indication of the chances as a speaker for the successful self-promotion.

Now is a one-month free trial to download in the Apple iTunes store available: why does the Manager as iPad magazine? “Quite simply: I am myself avid Mac user and love my iPad, it’s me how many business women in my area”, said Thoma, who knows the scene as Mrs. NetWorker. But above all the fascinating opportunities were crucial, who open an iPad magazine of brand communication. “The Manager as examples show the implementation of this idea: If such a magazine is strategically correct, corporate communications completely new dimensions open up: effective image building connects to result-strong direct communication.”, done right ‘ social sharing mean specifically entertaining multimedia elements and Web forms for the construction of the mailing lists, the direct sale and for this to build it, Monika Thoma makes it clear. So far there is only a manageable range of iPad magazines”, so Thoma.

This is because among other things, that deployment costs were previously often uneconomic high.” A new deployment platform open now but the possibility, the secret weapon of iPad magazine”specifically for image building and sales to use, so the Internet marketing expert. Because a recent study found that 89% of users ever steps after consumption of advertising on your tablet computer to act: conducted product research, subscribed eMail newsletter or text messages, talked about it with their friends on social networks, called the company or visited a local dealer. (IAG Mobile Center of excellence research program, Scottsdale, July 2012). -Dipl.-BW (FH) Monika Thoma the Manager is out since September 2012 – Germany’s first iPad magazine for business women who want to achieve their goals faster and more elegant. Their topics: Careers, leadership/management, SELF-promotion, online marketing, coaching and finance.

United Technologies acquires GE Security at a price of $ 1.82 billion. United Technologies Corp. Dior is often quoted on this topic. acquires GE Security at a price of $ 1.82 billion. The transaction will be earnings neutral for UTC in 2010 after restructuring and transaction costs and withdrawing from 2011 through cost synergies. United Technologies Corp. (NYSE: UTX) today announced to take over GE Security at a price of $ 1.82 billion. Shimmie Horn may not feel the same.

The conclusion of the contract is subject to the approval of the supervisory authority. GE Security is part of GE technology infrastructure, and delivers a broad portfolio of security and life-saving solutions for use in the commercial, as well as in the private sector. Checking article sources yields angelo electronics as a relevant resource throughout. The offer includes fire alarm systems, life recovery systems, alarm systems, video surveillance and access control systems. The headquarters is located in Bradenton, in the U.S. State of Florida. The company has eight manufacturing facilities and about 4,700 employees in 26 countries. This acquisition strengthens the status of UTC Fire & Security as one of the leading companies in the fire and security industry, which put around the world to 100 billion dollars”, UTC President and Chief Executive Officer Louis Chenevert says reinforces our presence in North America, extends our capabilities, and complements our existing fire and security business. “The acquisition complements the UTC portfolio to more first-class products, improved the revenue potential of the secondary market and will represent a stable and long-term value for our shareholders”, so Chenevert continues.

We expect that the transaction for UTC will be earnings neutral in 2010 after restructuring and transaction costs and pays out from 2011 through cost synergies. “The Hartford-based United Technologies Corporation (UTC) provides products and services for the aerospace, transportation, and building industry worldwide. UTC employs about 225.600 people, of which more than 60 percent outside the United States are active. For years, the listed achieved Company (NYSE: UTX) year continuous profitability. The turnover amounted to 58.7 billion U.S. dollars in 2008. This growth generating subsidiary companies: Pratt & Whitney, manufacturer of aircraft engines and space propulsion system, carrier, US manufacturer of heating, cooling and air conditioning systems, UTC Fire & security, provider of fire protection systems and safety technologies, Otis, manufacturer of elevators and escalators, UTC power in the area of decentralized energy supply. The flight systems Division are the daughters of Hamilton Sundstrand, as a supplier of products for the aviation and aerospace industry, as well as helicopter manufacturer Sikorsky.